What happens if you spend much money on a platinum credit card?

  • "Platinum Card" is just a marketing term. The same applies if you spend "too much" in any credit card.
  • Read the terms and conditions provided by the bank that issued the card. You will likely be subject to more than the quota limit written in his contract and possibly other penalties.
  • It really has nothing to do with whether the card is platinum, gold, etc. ..The terms and conditions of your card will tell you what the penalty is going over your credit limit.

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