Good online brokerage firms for the Stock Market

All major brokerage firms offer their clients online services, including trading platforms, the latest market and financial news and research. Customer has to select the site that is best for them. Traders have requirements for a site, while investors have other requirements.

Consider this

Although most sites are aimed at general and basic values, however, customers may have special types of products they trade and the markets traded. For example, I use the fidelity of the investment. Scottrade to trade shares and thinkorswim of option trading.

Recommended Companies

It seems that the most popular companies for the online investment / trade all of which provide excellent platforms and services, Scottrade, Chas.Schwab; TDAmeritrade, Fidelity, E-Trade and Thinkorswim.

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How to obtain a list of foreclosed homes in your area ?

Almost all homes that are for sale listed on The foreclosure sales, short and regular sales.

Very important

Your agent or title company may forward the lists of pre-foreclosures, but I urge you to stay away from it unless you really know what they are doing or have an experienced agent very, very good help.


You must realize that foreclosures are not huge plus steals. All that stopped several years ago. Banks are ready to market price. The offers are from private sellers who have to get out from under a house due to relocation, divorce, or change the lives of others.

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Where to find mortgage lenders in your area ?

The list of lenders varies from one area to another. Go to a website like and see what comes up. If your agent is well versed in the market, must be able to tell the names of lenders who normally use. If not, you might want to find another agent. Sometimes, dealing with friends and family members leads to problems.

But, go to the internet.

You can put in "mortgage brokers" and the name of your city and state, and you will find a list, sites with scores of other services received, and even the Mortgage Bankers Association grading companies find there .

Consider this  

In addition, a mortgage broker, you only have to apply once (the broker) and provides information to lenders for you. When the loan, the broker gets a cash payment from the lender as a commission. Some so-called "no cost" lenders also used part of its commitment to pay for their borrowing costs (credit report, escrow fees, the company, etc), saving you money up front. This can result in a rate slightly higher (about 1 / 4% or less), but you can save hundreds or even thousands of dollars in costs against the loan.

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What are the options to avoid a home foreclosure ?

1. Loan modification

Good plan, if you are in foreclosure due to a temporary situation, such as loss of employment. You only need a loan modification if you have a new job and can make payments again. The modification can get current and restructuring payments is reached on the basis of their new income. You have to convince the bank that the loan modification is a better option for them than foreclosure.

2. Short Sale

Put the house on the market and get offers from buyers. Take these offers to the bank to accept and negotiate the price as full payment of your loan. Make sure your short sale agreement settles the loan in full so the bank can not sue for the difference later.

3. Deed in Lieu (of execution).  

Still shows up as a foreclosure on your credit report, but you can negotiate with the bank and agree not to sue where the difference in exchange for handing over the keys and save the hassle of hearings and legal fees .

Consider this

The only way you can keep the house if you can afford to keep the house and you can work a loan modification (option 1).

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