How does Ebay work when You are Selling?

First you need a PayPal account. You probably can only do that if you have a credit card. Once you get a PayPal account, create an eBay account.

Then use the Sell link on eBay to put in a listing for your product. They will guide you through it step by step. One of the things you will need to do while creating your listing is select a shipping method.

Once your item is listed, people will bid on it (hopefully). At the end of the bidding period (usually a week), whoever bids the highest has "won" the item, and is supposed to pay you that amount through PayPal.

When they pay you, PayPal will send you an email. Then you can ship the item to the person using the shipping method you put in your listing.

DO NOT ship the item until the money shows up in your PayPal, and ALWAYS ship the item to the address of the buyer that PayPal gives you.

P.S. There are two common mistakes that newbies make on eBay: either setting the starting price of their item too high (so nobody bids on it), or setting the starting price too low or otherwise messing up the listing so that the item sells at a lower price than expected (when that happens you are still supposed to sell it at that price).

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What are the benefits of the TFSA for Students?

Income earned in a TFSA is exempt from paying taxes, net income plus tax exemption. Furthermore, the contribution limit is $ 5,000 per year and, although the contribution limits unused updating not indefinitely so that during the third year of existence, if they have not contributed before, you may contribute $ 15,000 this year, but their costs at the University will probably be higher than $ 5,000 per year.

The purpose

TFSA is a saving for retirement and the sooner you start, the better. It really is not suitable for meta horizons shorter than retirement, that would maximize their potential.


There are many types of TFSA is accountability high savings in brokerage accounts that allow direct investment in stocks, mutual funds and bonds. Most people have the first, but really wants to be the last.

For students

I do not know if they still do, but to neglect a percentage of their student loans so that only half had to pay back the loan for the first year, and 25% of the loan for its second year, if you graduate. If you still do that, you must obtain student loans. Financing your education remains largely the old stand-bys of student loans, scholarships and summer work.

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I am interested in buying Stock of Samsung, but I'm confused on the stock ticker

One of them is a preferential issue of shares listed on the Luxembourg Stock Exchange. This is a Global Depositary Receipt. The other is a pink sheet stock item. I would not recommend buying anything on the Pink Sheets. Listed on the Korean Samsung and London Stock Exchanges.

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Less than 20% down on a mortgage about credit score?

While you can get a loan with less than 20% less than can be more difficult depending on your credit score. You also need to pay PMI, which is insurance for the bank on which early arrears. The figure if you go by default is very likely to happen soon and when they have so much invested.  

About Share PMI

The amount you pay each month is based on the total of your loan. So the faster you can get over 20% of the loan paid better. Once you get to this point no longer be required to pay the share of PMI.

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