How to Start a Business, Finances and Marketing

Make your own money.. if you don't like the sound of that and are a what we say a 9 till 5er or whatever, then you are going to have to start telling people to F off and that there have to wait for there money (your creditors) this will give you alittle time to think how you are going to get thur.

In other words your going to get paid and just hold on to your money for as long as possible. paid only what needs to be paid rent- yes, getting to work - yes, your child - yes everything else - NO (i want to pay you but your have to wait) hold on to your cash.

Put simply you are over committed just on your own, you are not currently in a position to raise a child if you cannot look after yourself.

1) Short term are your bills as cheap as they can be, check on comparison websites to make sure they are such as http://www.moneysupermarket.com. £300 a month on household bills is expensive if you are living on your own and out of the house for 14 ours a day! I am running a 2 bedroom flat, with baby and partner in all day using electric and I only spend £300 a month. Surely you can cut back somewhere.

2) Do you have a car? If you do i suggest using public transport as at 24 your insurance probably costs 10% of your salary, not to mention petrol!

3) You say you are a trainee, do you have a set date by which you will be promoted and get a payrise? If you are thinking about a loan will you get paid enough to support your liestyle AND pay back the loan when you get your payrise? If not be careful.

4) Do you have the option of moving in with your parents? Or a friend who has a spare room for a year?

5) I think a house share, if you can fid one, would be a very good option as bills are usually included in the rent and it will be much less expensive. It doesnt matter that you dont want to do it, you are not in a position to be picky im afraid.

6) Where is the £300 quid overspend coming from? You dont mention that in the figures, if its just your food and child essential you need to cut back. thats £70 quid a week you are spending. You could buy food for you and the bairn for half that.

His mum is getting child benefit and child tax credits to pay for his food and nappies. You dont need to be shelling that out. Plus if you are paying for his food and nappies etc for 3 days a week thats almost 2 weeks a month she is saving on food and nappies. You need to be asking that question

I know you are bitter that there are a lot of spongers that dont work half as hard as you but you need to keep going.

If you are paying of any loans etc you may wish to speak with your creditors and tell them you are infinancial hardship sot hat they can go easy on you.

I have my annual review coming up this Wednesday and I more than deserve an increase in salary. However, others are talking about their reviews and have said that a raise wasn't even brought up. I think this is partly their fault for not standing up for themselves.

However, one person said that a yearly bonus was mentioned. We did get one and that's very generous of them but it shouldn't replace a salary increase. When I interviewed for this position, we discussed the room for growth and that was part of my reason for accepting the position. I can't be expected to remain with a company if that doesn't include financial growth as well. Also, when I was hired, metro reimbursement was part of the negotiation but I never received it.

When I broached them about this again, they said it wasn't in the budget. So, at the moment, they are in the process of expanding the office to increase revenue. I feel they may use this as their reason for not being able to afford to increase my salary. I've thought of several different ways on how best to point out that I should receive a raise.

From what I'm hearing from others, they were using last minute 'issues' that happened as 'areas of improvement' and I think this is going to be their focus and they may try to overlook that my performance overall has been above outstanding. I would like feedback so that I can see if I have the right idea on how to 'make my case' so to speak.

Take it

Although the economy is recovering many employees are finding their companies still aren't ready to pay higher wages. Mostly because they don't have too. Most companies figure they can hide behind the bad economy banner for a while longer as their is a lot of unemployment lingering throughout most economic sectors. In order to be successful in obtaining a cost of living increase you should spend time preparing for the interview. First you should gather all your achievements for the year.

This may include e-mails and letters from satisfied customers, you boss and co workers. You should keep a record of the work you do. If you process forms, how many did you process in the past year. Did you perform special projects, or put in extra hours to ensure the successful completion of assignments. Try assembly these facts and figures in a story form like you were telling a friend how hard you worked over the past year.

Put in commentary of how you helped your coworkers in addition to completing your own assignments, and the recognition you received from management for doing a good job. Next develop a credible amount that you think you should receive.

This should be the inflation rate plus your value added for the year. Check with sites like Monster.com to see what the average increase is for your industry and adjust to fit your circumstances. If your boss does not bring up cost of living, you should. Do not wait until the end of the interview as the boss will have things pretty well wrapped up by then. Perhaps you can find an opening when you are discussing your assignments and achievements.

For example, I worked really hard this year and I exceeded all of my assigned goals, I learned a lot and have increased my skills and value to the company. And with the cost of groceries and gas going through the roof, my cost of living increase should consider both of these factors.

There is a discussion on website forum at www.practicalmentod.com regarding A raise in a bad economy. You may find some helpful information you can use. Good luck The PracticaL Mentor

This will be my second interview so things are looking promising - the thing is, I already have a job. I dislike this job.immensely and could not turn away the rare opportunity with the federal government so I have continued to pursue the position.

The bad news.is that my supervisor will not let me off on interview day because someone else already took off. I have tried to cordinate with my co-worker and they will be out or town; there is no other chance for me to make this interview then to come in late as I call the recruiter and they won't be conducting interviews on any other day and I could not reschedule.

As it stands, there is no other way to make this interview other than calling in late. This won't cause me to lose my job, but we all know it looks bad to ask and when told no show up late anyway. But this opportunity won't happen twice...what should I do?

No Problem

Seeing the conflict that you are to make this interview, why not call the interviewer and explain your situation that you are unable to make the time scheduled and for later this afternoon or evening once you have leave work. It is worth a try and I am sure that they can understand.

missed opportunities never return,call the recruiter explain your situation be honest ask them if they can accommodate you first be Early and let your current employer know you have an urgent situation you must take care of you will late and offer to work back the lost hours.good luck

I know this is bad advice, but when it comes to a situation like yours, it's better to just call in sick or say you have a family matter. Trying to get a day off will make people question you as to why you want that certain day off and most likely hesitate giving you an answer right away.

If you call in sick, you're off the hook right away and they won't really be too upset, unless you do it often. I know lying is bad but hey, you want that other job right? It's not the worst sin in the world to lie to an employer when it comes to the betterment your career. But what's done is done... you should just come in late for your work so that you can go to your interview, like what you kind of intend to do anyway.

If you really like the job and it would give you better work benefits than your present work and you'll have greater chances of then go for the interview. Opportunities come once in a lifetime.

I had created and uploaded a new website, but I'm new on this business, so How can I promote my website. So that my website appears on google or yahoo when people do search!

Take Your Answers

• social bookmarking
• directory submission
• blog commenting
• Forum participation and so on.

O.K. so here is the deal me and my mom make tamales in the winter we sell I guess you would say a pretty good amount to people at our job but I want to sell more than that.

They are very good we sell them for $8 a dozen and most people say we should sell them for more like 9 dollars a dozen. But how do i get the word out there that they are good and they are worth the money????

 No Problem

Set up a website, Twitter profile and Facebook Like Page, and link them.
Post regularly (usually tips, useful info and not just sales pitches).
Create videos (e. g. see Animoto.com) and distribute them to different video sites.