How to Get a Bank loan without Having ever Had a Bank Card?

In the first place. Let's open a checking account. You get a debit card with your name on it that can be used for purchases. This will not establish credit, but you need to pay bills

Then open a savings account. Build about 6 months of emergency living EXPEN it in case you lose your job.

A credit card company will ask if you have more than 6 months. Start with the first two steps. That should be enough for a while. Later, you can ask the bank for a credit card


Credit building has many years ... as 50-10 before they even show that its construction. just go to a store and buy something like a big screen TV. to put a down payment then slowly paying off, your credit decisions. but you have to do this over and over for years before someone will notice.


Buy one of those prepaid debit cards can be loaded. Used properly for a while and start making assessments. We then get a debit card in your checking account and run that well for a while. After a loan. Then think about expensive credit cards.

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